Macro Economy Dashboards

The Central Bank of Sri Lanka calculates weighted average interest rates on a monthly basis. These averages are derived from the interest rates offered by commercial banks, weighted by the volume of deposits (for deposit rates) and the volume of loans (for lending rates). The graph depicts the yearly (end of year) fluctuations in rates offered on deposits (fixed and total) and charged on general loans, providing a comprehensive overview of how the cost of borrowing and the return on savings have evolved over time.

The interest rates (year end) that have been depicted in the graph include:

Average Weighted New Fixed Deposit Rates: The Average Weighted New Fixed Deposit Rate (AWNFDR) is calculated by the Central Bank monthly, based on interest rates pertaining to all new interest bearing rupee time deposits mobilised by LCBs during a particular month.
Average Weighted New Deposit Rates: The Average Weighted New Deposit Rate (AWNDR) is calculated by the Central Bank monthly, based on interest rates pertaining to all new interest bearing rupee deposits mobilised by LCBs during a particular month.
Average Weighted New Lending Rates: The Average Weighted New Lending Rate (AWNLR) is calculated by the Central Bank monthly, based on interest rates pertaining to all new rupee loans and advances extended by LCBs during a particular month.

Average Weighted New Lending Rates :
The Average Weighted New Lending Rate (AWNLR) is calculated by the Central Bank monthly, based on interest rates pertaining to all new rupee loans and advances extended by LCBs during a particular month.